Welcome to Your Mortgage Guy, your dedicated partner in navigating the Atlanta, GA real estate market. Whether you’re a first-time homebuyer or looking to refinance your current property, our experienced team is here to guide you on your journey to homeownership.
At Your Mortgage Guy, we pride ourselves on being one of the leading mortgage brokers in Atlanta, GA. With a deep understanding of the local real estate landscape and extensive connections with lenders, we can offer you a seamless and stress-free mortgage experience. Our mission is to provide exceptional service and personalized solutions to meet your unique homeownership goals.
As your trusted mortgage broker, we have access to a diverse network of reputable mortgage lenders in Atlanta. This allows us to offer you a wide range of mortgage options tailored to your financial situation and preferences. Whether you’re seeking a conventional loan, government-backed loan, or specialized program, Your Mortgage Guy has the expertise to find the perfect fit for you.
We understand that each client’s financial situation is unique. Our team at Your Mortgage Guy takes the time to listen and understand your needs, ensuring we present you with mortgage solutions that align with your long-term objectives. Our goal is to secure the most favorable terms and interest rates, tailored specifically for you.
Navigating the mortgage process in Atlanta can be overwhelming, but with Your Mortgage Guy by your side, it becomes a smooth journey. We handle all the paperwork and communicate with the lenders on your behalf, saving you time and effort. Our experts will guide you through the application process, providing updates and answering any questions you may have along the way.
Atlanta is a city of vibrant neighborhoods, each with its own unique character and lifestyle. As a local mortgage broker, we have a deep understanding of the Atlanta real estate market. Whether you’re interested in the bustling urban life of Midtown, the historic charm of Virginia-Highland, or the family-friendly suburbs, Your Mortgage Guy can provide valuable insights to help you make informed decisions.
At Your Mortgage Guy, we pride ourselves on providing expert guidance and transparent communication throughout your mortgage journey. We want you to feel confident and informed at every step of the process. Our team is always available to address your questions and provide valuable advice, ensuring you make the best decisions for your future home.
Ready to take the first step towards homeownership in Atlanta, GA? Contact Your Mortgage Guy today to schedule a consultation with one of our experienced mortgage professionals. Let us be your trusted partner on this exciting journey, and together, we’ll unlock the doors to your dream home.
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
